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Can I get a loan with a 637 credit score?
A 637 FICO® Score is considered “Fair”. Mortgage, auto, and personal loans are somewhat difficult to get with a 637 Credit Score. Lenders normally don’t do business with borrowers that have fair credit because it’s too risky.
Is 637 a good credit rating?
Your score falls within the range of scores, from 580 to 669, considered Fair. A 637 FICO® Score is below the average credit score. Some lenders see consumers with scores in the Fair range as having unfavorable credit, and may decline their credit applications.
Is 739 A OK credit score?
Although ranges vary depending on the credit scoring model, generally credit scores from 580 to 669 are considered fair; 670 to 739 are considered good; 740 to 799 are considered very good; and 800 and up are considered excellent.
What mortgage interest rate can I get with a 690 credit score?
What is a good credit score for buying a house?
FICO score | Annual percentage rate (APR) | Total interest paid |
---|---|---|
680-699 | 3.126% | $108,470 |
660-679 | 3.34% | $116,916 |
640-659 | 3.77% | $134,261 |
620-639 | 4.316% | $156,984 |
Can I buy a house with 739 credit score?
For most loan types, the credit score needed to buy a house is at least 620. But higher is better, and borrowers with scores of 740 or more will get the lowest interest rates. Borrowers who qualify with lower scores may be quoted higher rates and required to make a larger down payment.
Can I buy a house with 695 credit score?
Is 695 a Good Credit Score? A 695 FICO® Score is considered “Good”. Mortgage, auto, and personal loans are relatively easy to get with a 695 Credit Score. Lenders like to do business with borrowers that have Good credit because it’s less risky.